/* Estilos comunes de las guías públicas (dgfinanzas.com/aprende/…). Mismos colores y letra que la página de inicio. */
:root{
  --navy:#1d3a5c; --navy-2:#2a4d75; --navy-ink:#16304d; --green:#24875a; --green-2:#1f774f; --mint:#9be3c2;
  --ink:#16202b; --muted:#45515f; --line:#d5dde6; --bg:#f5f7fa; --card:#ffffff; --soft:#e8eff6; --danger:#b3413a;
  --hero-txt:#e8eef6; --hero-suave:#cdd9e7; --aviso:#fff7e6; --aviso-borde:#e8c77a;
}
@media (prefers-color-scheme: dark){
  :root:not([data-theme="light"]){
    --ink:#eef2f7; --muted:#b9c4d1; --line:#2f3d4f; --bg:#0f1823; --card:#16212f; --soft:#1c2a3b; --navy:#1d3d62; --green:#2f9e6c; --green-2:#36ad78;
    --aviso:#2a2416; --aviso-borde:#7a6531;
  }
}
:root[data-theme="dark"]{ --ink:#eef2f7; --muted:#b9c4d1; --line:#2f3d4f; --bg:#0f1823; --card:#16212f; --soft:#1c2a3b; --navy:#1d3d62; --green:#2f9e6c; --green-2:#36ad78;
  --aviso:#2a2416; --aviso-borde:#7a6531; }
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:84px}
body{margin:0;background:var(--bg);color:var(--ink);font-family:"Figtree",system-ui,-apple-system,"Segoe UI",sans-serif;font-size:18px;line-height:1.65}
a{color:inherit}
.wrap{max-width:1240px;margin:0 auto;padding:0 24px}
@media (max-width:520px){ .wrap{padding:0 16px} body{font-size:17px} }
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;font:inherit;font-weight:700;font-size:1rem;border:0;border-radius:10px;padding:13px 22px;text-decoration:none;cursor:pointer;transition:background .15s}
.btn.pri{background:var(--green);color:#fff}
.btn.pri:hover{background:var(--green-2)}
.btn.sec{background:transparent;color:inherit;border:1.5px solid currentColor}
.btn:focus-visible,a:focus-visible,summary:focus-visible,input:focus-visible,select:focus-visible{outline:3px solid var(--mint);outline-offset:3px}

/* Cabecera (igual que la de inicio, con «Ver planes» siempre visible) */
.top{position:sticky;top:0;z-index:10;background:var(--navy);color:#fff}
.top .wrap{display:flex;align-items:center;justify-content:space-between;gap:16px;height:68px}
.marca{display:flex;align-items:center;gap:10px;font-weight:800;font-size:1.15rem;text-decoration:none}
.marca img{width:38px;height:38px;border-radius:9px;display:block}
.menu{display:flex;align-items:center;gap:24px;font-size:.98rem}
.menu a{text-decoration:none;color:var(--hero-suave);font-weight:500}
.menu a:hover{color:#fff}
.menu .btn{padding:9px 16px;font-size:.92rem;color:#fff}
@media (max-width:760px){ .menu a:not(.btn){display:none} }
@media (max-width:400px){ .marca span{display:none} }

/* Cabecera del artículo */
.cabeza{background:var(--navy);color:#fff;padding:36px 0 52px}
.migas{font-size:.9rem;color:var(--hero-suave);margin:0 0 18px}
.migas a{color:var(--hero-suave)}
.cabeza h1{font-size:clamp(2rem,4.4vw,3.1rem);line-height:1.1;margin:0 0 16px;letter-spacing:-.02em;max-width:22em}
.cabeza .entradilla{font-size:clamp(1.08rem,1.5vw,1.25rem);color:var(--hero-txt);margin:0;max-width:40em}
.cabeza .meta{margin:18px 0 0;font-size:.9rem;color:var(--hero-suave)}

/* Cuerpo: texto a la izquierda, índice a la derecha en pantallas anchas */
.cuerpo{display:grid;grid-template-columns:minmax(0,46rem) minmax(0,1fr);gap:56px;padding-top:48px;padding-bottom:24px}
@media (max-width:1060px){ .cuerpo{grid-template-columns:minmax(0,1fr)} .lateral{display:none} }
article h2{font-size:clamp(1.45rem,2.6vw,1.9rem);line-height:1.2;margin:2.2em 0 .6em;letter-spacing:-.01em}
article h2:first-child{margin-top:0}
article h3{font-size:1.18rem;margin:1.6em 0 .4em}
article p,article li{color:var(--ink)}
article ul,article ol{padding-left:1.3em}
article li{margin:.3em 0}
.respuesta{background:var(--card);border:1px solid var(--line);border-left:5px solid var(--green);border-radius:12px;padding:20px 24px;margin:0 0 8px}
.respuesta p{margin:0}
.lateral nav{position:sticky;top:96px;background:var(--card);border:1px solid var(--line);border-radius:14px;padding:20px 22px;font-size:.95rem}
.lateral b{display:block;margin-bottom:8px}
.lateral ol{margin:0;padding-left:1.2em;color:var(--muted)}
.lateral a{text-decoration:none}
.lateral a:hover{text-decoration:underline}
.lateral .btn{margin-top:18px;width:100%}
table.datos{width:100%;border-collapse:collapse;margin:1em 0;font-size:.97rem;background:var(--card);border-radius:12px;overflow:hidden}
table.datos th,table.datos td{text-align:left;padding:11px 14px;border-bottom:1px solid var(--line);vertical-align:top}
table.datos th{background:var(--soft)}
.tabla-scroll{overflow-x:auto}
.aviso{background:var(--aviso);border:1px solid var(--aviso-borde);border-radius:12px;padding:16px 20px;font-size:.95rem;margin:1.4em 0}

/* Llamada a los planes en mitad del texto */
.llamada{display:flex;gap:18px;align-items:center;justify-content:space-between;flex-wrap:wrap;background:var(--soft);border:1px solid var(--line);border-radius:14px;padding:20px 24px;margin:2em 0}
.llamada p{margin:0;max-width:30em}
.llamada b{display:block;font-size:1.08rem}

/* Calculadoras */
.calc{background:var(--card);border:1px solid var(--line);border-radius:18px;padding:26px;margin:1.6em 0}
.calc h3{margin:0 0 4px}
.calc > p{margin:0 0 18px;color:var(--muted);font-size:.95rem}
.campos{display:grid;grid-template-columns:1fr 1fr;gap:14px}
@media (max-width:600px){ .campos{grid-template-columns:1fr} }
.campos label{display:flex;flex-direction:column;gap:6px;font-weight:600;font-size:.95rem}
.campos input,.campos select{font:inherit;font-weight:400;padding:11px 13px;border:1px solid var(--line);border-radius:10px;background:var(--bg);color:var(--ink);width:100%}
.resultado{margin-top:20px;border-top:1px solid var(--line);padding-top:18px;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px}
@media (max-width:600px){ .resultado{grid-template-columns:1fr} }
.cifra{background:var(--bg);border-radius:12px;padding:14px 16px}
.cifra span{display:block;color:var(--muted);font-size:.85rem}
.cifra b{display:block;font-size:1.5rem;line-height:1.2;margin-top:2px}
.cifra.clave b{color:var(--green)}
.explica{margin:14px 0 0;color:var(--muted);font-size:.95rem}

/* Preguntas */
.faq details{background:var(--card);border:1px solid var(--line);border-radius:12px;margin-bottom:10px}
.faq summary{cursor:pointer;list-style:none;padding:16px 50px 16px 20px;font-weight:600;position:relative}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:20px;top:50%;transform:translateY(-50%);font-size:1.4rem;color:var(--green)}
.faq details[open] summary::after{content:"−"}
.faq details p{margin:0;padding:0 20px 18px;color:var(--muted)}

/* Bloque de planes (lo rellena guia.js) */
.bloque-planes{background:var(--card);border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding:64px 0;margin-top:56px}
.bloque-planes .titulo{max-width:720px;margin:0 0 32px}
.bloque-planes small{display:block;color:var(--green);font-weight:800;text-transform:uppercase;letter-spacing:.08em;font-size:.82rem;margin-bottom:8px}
.bloque-planes h2{font-size:clamp(1.6rem,3vw,2.3rem);line-height:1.15;margin:0 0 10px}
.bloque-planes .titulo p{color:var(--muted);margin:0}
.planes{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:16px}
@media (max-width:1100px){ .planes{grid-template-columns:1fr 1fr} }
@media (max-width:600px){ .planes{grid-template-columns:1fr} }
.plan{display:flex;flex-direction:column;background:var(--bg);border:1.5px solid var(--line);border-radius:16px;padding:22px;position:relative}
.plan.destacado{border-color:var(--green)}
.plan .etiqueta{position:absolute;top:-12px;left:20px;background:var(--green);color:#fff;font-size:.76rem;font-weight:700;padding:2px 10px;border-radius:999px}
.plan h3{margin:0;font-size:1.15rem}
.plan .precio{margin:8px 0 2px}
.plan .precio b{font-size:2rem;letter-spacing:-.02em}
.plan .precio span{color:var(--muted);margin-left:4px}
.plan .equiv{color:var(--muted);font-size:.85rem;margin:0 0 12px;min-height:1.3em}
.plan p.para{color:var(--muted);font-size:.95rem;margin:0 0 18px}
.plan .btn{margin-top:auto;width:100%}
.plan:not(.destacado) .btn{background:var(--navy)}
.plan:not(.destacado) .btn:hover{background:var(--navy-2)}
.planes-nota{color:var(--muted);font-size:.95rem;margin:22px 0 0}
.planes-nota a{color:var(--green);font-weight:600}

/* Más guías */
.mas{padding:56px 0 64px}
.mas h2{font-size:1.5rem;margin:0 0 18px}
.tarjetas{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}
@media (max-width:900px){ .tarjetas{grid-template-columns:1fr} }
.tarjeta{display:block;background:var(--card);border:1px solid var(--line);border-radius:14px;padding:20px;text-decoration:none}
.tarjeta:hover{border-color:var(--green)}
.tarjeta b{display:block;font-size:1.08rem;margin-bottom:4px}
.tarjeta span{color:var(--muted);font-size:.95rem}
.tarjeta.pronto{opacity:.65;pointer-events:none}

/* Pie */
footer{background:var(--navy-ink);color:var(--hero-suave);padding:40px 0;font-size:.92rem}
footer .wrap{display:grid;gap:16px}
footer nav{display:flex;flex-wrap:wrap;gap:8px 24px}
footer nav a{color:#fff;text-decoration:none;font-weight:600}
footer nav a:hover{text-decoration:underline}
footer p{margin:0;max-width:72em}